Tim Palacios

Mortgage Advisor

NMLS 285936 (Licensed in ID, WA, OR, CA, MT)

At Hill Mortgage, I serve as a Senior Mortgage Advisor, helping clients navigate the intricacies of mortgage lending. With my expertise, I ensure a smooth and stress-free financing experience, whether you’re a first-time homebuyer, looking for a second home, or an investor. Our team values clear communication, making sure you understand all your options and the process from start to finish. Over the years, my dedication to clients has built lasting relationships, even extending to serve the next generation. I’m here to be a reliable financial resource for your family, helping you make informed decisions about your mortgage needs.

Cell:

(650) 450-2032

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Negad Z.

Working with Tim was a godsend. We retained Tim to broker a home mortgage loan for us during an incredibly unstable period in the market and economy more generally. Tim was incredibly responsive throughout the entire process. He dug deep into his network to look for rate options, provided us with regular reports on the market conditions, and walked us through every step of the loan application. We never felt rushed or pushed to do anything. Not only did Tim help us secure a loan with good terms, but he was also actively involved with the home negotiation and purchase process. He contacted the seller's agent to vouch for us and our loan a couple of times in the most critical period-when offers were being reviewed. I credit Tim for being a substantial part of the reason we secured our dream home.

Tonya W.

Tim was extremely knowledgeable and patient with us as we planned and executed on our new home purchase. He answered questions promptly and helped us understand each step of the process. I highly recommend his services.

Richard J.

Tim has been a great help in setting up our financing for our new home. He understood our specific needs and concerns and tailored our financing to them. He has been very patient with us explaining everything along the way and answering our questions. We greatly appreciate the time and efforts he has made on our behalf, We highly recommend him.

Dindy S.

Tim was wonderful to work with, easy to talk with and a very pleasant person. My loan went as planned.

Negad Z.

Working with Tim was a godsend. We retained Tim to broker a home mortgage loan for us during an incredibly unstable period in the market and economy more generally. Tim was incredibly responsive throughout the entire process. He dug deep into his network to look for rate options, provided us with regular reports on the market conditions, and walked us through every step of the loan application. We never felt rushed or pushed to do anything. Not only did Tim help us secure a loan with good terms, but he was also actively involved with the home negotiation and purchase process. He contacted the seller’s agent to vouch for us and our loan a couple of times in the most critical period-when offers were being reviewed. I credit Tim for being a substantial part of the reason we secured our dream home.

Tonya W.

Tim Palacios

First Time Home Buyers

Construction Lending

Reverse Mortgage

FHA / VA Loans

Jumbo Home Loans

Cash-Out Refinance

Home Equity Loans

Home Refinancing

Home Purchase Loans